Leading non-bank lending

No B*nk is able to cut through all the inconveniences and issues we typically associate with banking. Unlike banks and other finance companies, we aim for simplicity and seamless human experiences in our financial products. We never use banks for loans, we offer the most competitive finance around, and we have the fairest fees too. Our lenders offer loans to companies many of the banks wont speak to due to outdated rules & regulations.

COVID-19 Business Lending Support Package

COVID-19
​Asset Protection Loan

NO BANKS, and NO repayments for first 12 months of the loan term.

You have worked so hard to build your business up. Don't let COVID-19 be its downfall. 

No B*nk understands the pain businesses are facing right now. We also know just how hard it can be in reality to secure decent credit facilities. The Government-backed loans are still all subject to normal lending assessment and there is a huge waiting list for these loans.

What is an Asset Protection Loan?

• A loan between you and one of our Private Lenders, NO BANK involvement
• NO FINANCIALS: This is is a pure asset lend. You will not be required to supply and financials for approval.
• FAST: Loans settled within 3-4 business days
• Borrow From $100,000 up to Millions
• INTEREST ONLY, 2-3 Year Term
• Interest rates from 4% per annum
• NO REPAYMENTS for FIRST 12 MONTHS of Loan Term
• Funds purpose: Anything that is >50% business related: Cover commercial lease payments, wages, other expenses, capital for stock/marketing, etc

​Get in touch today to learn more about No B*nk’s COVID-19 Asset Protection Loan.

Apply now

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What Security do I have to put up?

• Residential Property or Commercial Property can be accepted
• Borrow up to 75% against Residential Property and up to 70% against Commercial Property​
• 1st Mortgage security is required 

Benefits

• FAST: Loans settled within 3-4 business days. Don't wait around potentially weeks for the banks, keep your business momentum going NOW.
• 12 Months of Breathing Space: Have the peace of mind that you can focus on keeping your business running and tackling this crisis head-on without the stress of making repayments for a whole year. 
• EASY: NO FINANCIALS required. Lending based purely on the value of the real estate security you are offering. 
• CHEAP: Other similar products in the market will cost up to 12% per annum for this kind of loan. No B*nk's private lenders and investors can offer as low as 4% per annum (subject to application) 

COVID-19 Business Lending Support Package

​No B*nk Overdraft

If you’re looking for a loan to boost your business, whether it’s a brand new start-up or an established company, No B*nk’s Unsecured Loans can help. No B*nk provides capital injections into your business, based on your current monthly turnover. This money can be used in a variety of ways, from purchasing new equipment to paying off ATO debt.

• Flexible terms
• Borrow up to $500,000
• Minimal application process
• Loans settled within 3-4 business days

​Get in touch today to learn more about No B*nk’s unsecured business loans.

Apply now

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Trade/Debtor Finance​

One of the primary concerns of any business, great or small, is cash flow. Statistics show that over 80% of business owners worry about this on a monthly basis, but No B*nk's Trade/Debtor Finance services can help. Streamlining your business operations, this service allows you to collect part of your invoice value today, rather than waiting to the end of the month, giving you the cash you need straight away. These services also include trade finance features, along with options for funding based on future cash flow from larger contracts, and most don't even require any real estate security.

• Get paid up to 90% of your invoice value
• Instant access to a variety of non-bank and private lenders
• Easy application process
• Loans settled within just one day
• Get paid on outstanding invoices
• No lock-in contract options available

Contact us today to learn more about trade/debtor finance services.

Apply now

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Equipment Finance​

Across a huge range of industries, equipment of all shapes and sizes is always needed. Equipment finance solutions from No B*nk can help you cover the costs of purchasing the equipment you need, whether it's simple office supplies or large-scale machinery and vehicles. You might only need a few thousands dollars or several million, and No B*nk can help either way, offering access to the best non-bank lenders across Australia, free of the rules and regulations you’d typically find in a regular bank.

• Equipment finance up to $2 million
• Funding for all kinds of equipment
• Direct access to multiple lenders
• Loans settled within 4 to 5 business days

For all your equipment finance needs, No B*nk can help. Get in touch today to find out more.

apply now

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Industry leading real estate & development products

Commercial Real Estate Finance

We can help you with your commercial property purchase or refinance. Whether it is a small office, a factory unit or a large commercial building we could have the right non bank solution for you. Some of our products include;

• Loan sizes from 200k to 20mill (larger amounts available upon request)
• Loan terms from 1 yr up to 25 years, interest only up to 7 years
• Lo Doc and full Doc options
• LVR’s up to 75%
• No annual reviews
• Fast and friendly application process
• Rates from 5% per annum

Contact us today to learn more about commercial real estate finance services.

apply now

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Development Finance

No B*nk can help you find the right Non-Bank finance product for your project. We have direct access to a variety of 2nd tier and private lending sources that specialise in development/construction finance. Whether you are building 1 or 50 townhouses, No B*nk can help you get the finance you need.

• Loans from 200k – 250mill 
• Capitalised or monthly interest payments 
• Loans up to 65% of the land value and 70% of GRV (gross realisable value) or 70% TDC (total development costs)
• Products to suit both city & regional 
• No pre-sale requirements available 
• Land banking 
• Residual stock facilities to help with take out. 
• Private lending rates from 6% per annum

For all your development finance needs, No B*nk can help. Get in touch today to find out more.

apply now

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No B*nk Private Lending

No B*nk has direct access to the best private lenders with the sharpest interest rates in the country. No B*nk also has their own private investor sources. If you don’t want to waste your time with the major banks and need private funds fast to get the deal settled then, look no further. No need to pay crazy rates above 9% when we can get it for you as low as 6%!

• 1st mortgage loans sizes from 100k – 18mill
• Loan terms 6 months to 7 years
• Interest rates from 6% per annum
• Commercial, residential and industrial style securities
• City and metro areas only
• Must be for business use only,
• Simple application process.
• Can settle in as little as 2 weeks.
• Broker enquiries welcome.

Contact us today to learn more about our private lending finance services.

apply now

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No B*nk Money Transfer & Currency Exchange

We offer International Remittances and financial foreign exchange services. Our services ensure timely transfers 7 days of the week. We provide customised solutions for our clients to ensure that any specific needs and requirements are met. We deal with multiple currencies but specialise in EU/USD/AUS/CNY

• Transfer up to AUD$5M per day
• Ultra fast turn around (less than 48hours) 
• Highest level of security and protection
• State-of-the-art data management
• Fully compliant with Anti-Money Laundering laws
• Fixed commission fees with no additional or hidden charges

For all your currency transfer and exchange needs, No B*nk can help. Click here to learn more about our money transfer services.

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Need a product we haven’t mentioned?

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We can create custom leading solutions to suit almost any need. Use our contact form to tell us what you are looking for and we will try and put something together for you.

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