Borrow money without the bank

We help Australian businesses get the funding they need when they need it, even when things get tough, you will find us there for you.

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Our Products

Loans to match your business needs

NoBnk cuts through all the inconveniences and issues typically associated with banking. We offer the most flexible and competitive financing around, we have the fairest fees, and we never use banks for loans.

Unsecured Business Loans

Get capital injections of up to $500k into your business, based on your current monthly turnover. This money can be used in a variety of ways, from purchasing new equipment to paying off ATO debt.

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Asset Protection Loan

NoBnk understands the pain businesses are facing right now. We also know just how hard it can be in reality to secure decent credit facilities. Avoid normal lending assessments and long waitlists.

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Trade/Debtor Finance

Collect part of your invoice value today. Get trade finance features, along with options for funding based on future cash flow from larger contracts, and most don't even require any real estate security.

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Real Estate Finance

Get help with your commercial property purchase or refinance. Whether it is a small office, a factory unit or a large commercial building we have the right non-bank solution for you.

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Equipment Finance

Cover the costs of purchasing equipment you need for your business with access to the best non-bank lenders across Australia, whether it's simple office supplies or large-scale machinery.

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Development Finance

Find the right non-bank finance product for your project. We have access to 2nd tier and private lending sources that specialise in development finance whether you are building 1 or 50 townhouses.

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NoBnk Private Lending

We have access to the best private lenders and investor sources with the sharpest interest rates in the country. If you don’t want to waste your time with the major banks and need funds fast, look no further.

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Our Advantage

Why customers choose NoBnk

There are a lot of different banks and finance companies out there. So why work with us?

Easy and Simple

We know you are busy running your business. We take it upon ourselves to do all the work for you, making it the simplest loan you will ever settle.

You Come First

We are expert financiers, we have done this countless times. We would never match you with a product that is not right for you or puts you at risk.

Real Flexibility

Talking to Banks, you will find yourself trying to fit your business into their products. NoBnk is the exact opposite, we flex products to fit your needs.

Our Track Record

Hundreds of millions in settled loans.

We have helped thousands of Australian businesses get the funding they need on terms that works for them, we deeply care to see our clients grow and thrive.

Our business has grown mostly by referrals from happy clients —and we are always open to connect our current and future clients to discuss their experiences.

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Our Process

How it Works

From registering interest to getting the funding you need, our process has been designed to be as simple and efficient as possible. Where possible, we will do the work for you.

Apply Online or Call Us

Apply online or contact us to get started.

Application Assessment (24-48 Hours)

Our team of experts will take a quick look into your application and revert asap with a response.

Fast Due Diligence & Funds Preparation

A quick due diligence process, while in parallel getting your funding ready.

Finalising Application & Funds Release

Finalising the documentation and releasing your funding. Entire process can take 48 hours to be completed!

Frequently Asked Questions

Some of the common questions we receive, please feel free to reach out if you have any other questions.

Can you get me a loan if I have ATO debt?

Yes. We have access to facilities that can assist you even if you have ATO debt.

​Do I need to have my latest tax returns/financials?

No. Many of our products do not require your latest tax returns. We only need to see your business banking statements.

What if I have some issues on my credit file?

We still may be able to help you, depending on how bad the issues are. Just call and have a chat with one of our friendly consultants.

​If you talk to various lenders, will there be multiple credit checks?

No. We use a simple 1 page enquiry form which allows us to work with many lenders to find the right solution with you with out them doing a credit check until you approve the facility we suggest.

How fast can you get my finance approved?

Usually we require up to 5 days from application to money in your account.

Do I have to put up my house as security?

No. There are facilities that we can obtain that are not secured by your home.

What if I want to pay the loan back early?

No problem. Please call or email us and we will obtain your payout figure for you.

What if I can’t make a payment at some stage?

​Please get in touch with us before the payment is due and we will work out a solution with the lender on your behalf.

Still have questions?

Reach out and we’ll be in touch to answer your questions.

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Our referral program

Help Other Businesses Grow and Earn a Commission

More and more businesses today are looking for non-bank alternatives that offer more flexible financing options - NoBnk can help them and you can help them find us!

Our business growth is mostly through referrals. We appreciate everyone who has trusted us enough to refer us clients over the years, and offer up to 30% commissions on our fees.